FOR A SPECIFIC PURPOSE OR GOAL
This can be short or long term. For example, saving for a holiday, a downpayment for a car or house, giving to GOD's work or financing your children's future education.
FOR EMERGENCIES
Emergency funds are needed for things like major car repairs, house repairs and prolonged illness.
FOR RETIREMENT
Retirement savings ensure that we can continue enjoy a decent and reasonable lifestyle after the income stream stops.
FOR SUDDEN DEATH
How will your loved ones cope with the financial hardships that may result from your death? What about your children's future? And your parents?
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